Credit Card Processing Tips and Tricks

SAP Business One American Express OptBlue Credit Card Processing:  How to Get the Lowest Rate

Written by David Harper | Nov 2, 2017 10:24:52 PM

Whether you are a manufacturer or distributor, credit card processing is an important part of your business, especially American Express cards. Most people think of consumer cards when they think of American Express, but American Express is one of the most popular cards for businesses as well.  However, the fees American Express charges, to merchants who accept their cards, can be much higher than the typical Visa/MasterCard transaction. Some companies pay as much as 3.50% for their American Express transaction.

This is where the American Express OptBlue program comes in. This program allows credit card processors like American Payment Solutions to set your American Express rate to a similar rate as your Visa/MasterCard transactions. It also allows for everything to be on the same statement and for your funds to be deposited as soon as the next business day.

The majority of SAP Business One credit card processing users American Payment Solutions has worked with were not taking advantage of the American Express OptBlue program with their previous provider. If you are not currently receiving the benefits of American Express OptBlue and SAP Business One integrated credit card processing, contact American Payment Solutions for additional information and a demo of our SAP Business One credit card processing integration.

American Payment Solutions sponsored the Biz.one conference October 23-25, 2017 in Orange County, CA and demonstrated the following SAP Business One integrated credit card processing functionality:

  1. Multi-Currency on a single database.
  2. Automatic percentage mark-up at authorization to cover shipping.
  3. Free Setup and Activation - No upfront or ongoing software costs
  4. Level 3 Credit Card Processing native to our integration, which reduces interchange rates on corporate credit cards and government credit cards. Level 3 processing can help save upwards of 70% when compared to previous processing costs.
  5. 12-hour funding: if you process payments by 9:00PM EST, the funds will be available by 8:00AM EST the next morning.
  6. American Express OptBlue program is available, which offers lower rates and 12-hour funding.
  7. Free PCI Compliance help.

American Payment Solutions is offering a special encore webinar presentation after the Biz.One Conference on November 15th at 11 AM PT / 2 PM ET where APS will review all bullet points above and demonstrate “4 Steps to Help Save Up to 43% on Credit Card Processing Fees,” including PCI-DSS compliance assistance at no additional cost, some of the lowest American Express fees in the industry, next day funding, and Level 3 integrated rates. 

American Payment Solutions offers SAP Business One customers a 100% PCI compliant integrated credit card processing solution.  Take the worry out of creating and maintaining your own credit card processing system.  Call American Payment Solutions at 888-685-1900 or email Clint Gillman at cgillman@apsmerchants.com to learn how to cut costs and benefit from working with APS, including the following benefits:

  1. Convenient 24-hour-access to payment processing and reporting
  2. Automated recurring billing
  3. Improved cash flow
  4. Fraud detection and prevention (volume thresholds, risk parameters)
  5. Reduce invoicing costs 
  6. No additional licensing fees
  7. Virtual Terminals (no integration needed, no software to install, simply use your web browser to securely log in to process transactions)
  8. Credit card tokenization for secure access to future customer transactions
  9. Real-time Payment Gateway 
  10. Level 3 supported gateway for US accounts, (significant savings for business to government or business to business transactions)
  11. Batch processing when real time approvals are not required 
  12. PCI-DSS compliance assistance at no additional cost
  13. Some of the lowest American Express fees in the entire industry!
  14. Next Day Funding including American Express making reconciliation process easier