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Credit Card Processing Tips and Tricks

David Harper


Recent Posts

3 min read

PC Charge PCI Compliance: Are you at risk?

By David Harper on Dec 15, 2017 12:00:00 PM

PC Charge has now been unsupported for over 2 years, and yet certain companies have still been using PC Charge to process cards through their accounting software. On April 6th, 2015, Verifone announced they will no longer support their credit card application PC Charge. Many companies have continued to use this software, since they have heavily customized their ERP system. Newer versions of ERPs and payment integrations have better security features and protocols (Hint: APS!) that are PCI Compliant.

PC Charge, a server-based credit card processing middleware, is installed on a business’ local server to process credit card and store information on-site. Even though PC Charge has stopped working for most merchants, several companies have found a way to piece their systems together to keep it running. This, however, will likely come to an end in 2018. PCI 

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2 min read

Mobile Credit Card Processing - Accept Payments Anywhere, Anytime

By David Harper on Dec 12, 2017 10:30:00 AM

Whether you need the ability to process payments in the field, at a tradeshow, or on the sales floor, with American Payment Solutions mobile credit card processing solutions, you can accept payments anywhere using your Android and iOS devices.

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3 min read

Virtual Terminal – Key Benefits and Features

By David Harper on Dec 7, 2017 10:00:00 AM

If you are accepting credit cards in a retail environment only, you are probably very familiar with credit card terminals or point of sale systems. If you are accepting credit card payments in a non-retail environment (over the phone primarily), you can either process transactions through your physical credit card terminal, or through an online virtual terminal. If you want additional features, like saving credit cards on file (using tokenization, of course), sending emailed transaction receipts, or qualifying for Level 2 and Level 3 interchange rates on business-to-business or business-to-government transactions, a virtual terminal is the way to go.

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Topics: ERP Payments
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3 min read

Canadian Merchant Accounts - What are my options?

By David Harper on Nov 16, 2017 10:00:00 AM

When setting up a Canadian Merchant Account, most companies learn quickly that their options are quite limited. Up until recently, there have only been a few options to accepting credit card payments in Canada. North American Payment Solutions launched in Canada early 2016, and has been providing merchant services to several different types of companies in Canada including manufacturers, wholesalers, retail shops, eCommerce companies, and hotels. 

Topics: ERP Payments
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2 min read

North American Payment Solutions Sponsoring BAASS Connect 2017 Canada Tour

By David Harper on Nov 15, 2017 7:42:24 PM

It’s been a very busy year of travel for the team here, and we are excited to tour Canada this November with one of our great partners, BAASS Business Solutions. The BASS Connect 2017 tour includes several stops along the way, including London (November 14th), Burlington (November 15th), Thornhill (November 16th), and finished in Vancouver on November 30th.

Topics: ERP Payments
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4 min read

SAP Business One American Express OptBlue Credit Card Processing:  How to Get the Lowest Rate

By David Harper on Nov 2, 2017 6:24:52 PM

Whether you are a manufacturer or distributor, credit card processing is an important part of your business, especially American Express cards. Most people think of consumer cards when they think of American Express, but American Express is one of the most popular cards for businesses as well.  However, the fees American Express charges, to merchants who accept their cards, can be much higher than the typical Visa/MasterCard transaction. Some companies pay as much as 3.50% for their American Express transaction.
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3 min read

SAP Business One Credit Card Processing in a Batch vs. Real Time

By David Harper on Oct 11, 2017 12:36:08 PM

Credit card processing transactions are processed in one of two ways, batch or real time.  The method selected is determined by the company accepting payments and the environment where credit card transactions are processed.

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3 min read

SAP Business One Credit Card Processing:  Multicurrency on a Single Database

By David Harper on Oct 5, 2017 11:37:44 AM

Multicurrency billing is one of the strongest differentiating factors between SAP Business One and other leading mid-market ERP systems.  To maintain this strong differentiating feature, SAP Business One credit card processing functionality MUST enable users to accept accounts receivable payments in multiple currencies.

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International companies who need the ability to process payments in multiple currencies will be able to do so using American Payment Solutions credit card processing SAP B1 integration. APS also allows this feature through a single database, using a single gateway, which simplifies this process regardless of your native currency.

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3 min read

Acumatica Level 3 Processing

By David Harper on Sep 22, 2017 12:05:25 PM

Why it's important to use Acumatica level 3 processing when accepting credit card payments

It is incredibly easy these days to set-up a new business to accept electronic payments.  Companies can subscribe to an online entry level accounting package like QuickBooks or Sage 50 and be up and running collecting payments the same day.

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3 min read

Acumatica Credit Card Processing and eCommerce Integration

By David Harper on Sep 21, 2017 10:00:00 AM

Secure Acumatica Credit Card Processing for eCommerce Customers

Consumers today are more demanding than ever before. For merchants to compete online it is important to offer a secure, convenient, intuitive, online shopping experience.  It is equally important for the businesses taking those orders to automate the process with a tightly integrated solution to avoid human error and duplicate data entry.  Acumatica is the fastest growing Cloud ERP platform available today.  Kensium, is a leading Acumatica eCommerce certified integration partner.  American Payment Solutions is a leading Acumatica certified credit card processing integration partner.  

Topics: ERP Payments
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