At REPAY, innovation is a promise we deliver on every day. That’s why we’re proud to share that MortgagePoint has named REPAY a 2025 MortgagePoint Tech Excellence Award recipient, recognizing our best-in-class digital payment technology tailored specifically for mortgage servicing.

Managing mortgage payments has long been a challenge for both borrowers and lenders. Complex payment systems, limited communication and inefficient processes often lead to frustration on both sides of the transaction. 

The housing market is a vital component of the global economy, but it’s one riddled with payment challenges recently amplified by fluctuating interest rates and shifting economic conditions. Understanding the complexities of mortgage repayments and employing modern technology can simplify the mortgage payment experience for all parties.

In today’s ever-changing world of mortgage finance and servicing, there are many obstacles and challenges each enterprise must overcome to remain competitive and compliant in the marketplace. The foundation and core of mortgage financing is providing the needed funds for borrowers to achieve the American dream of homeownership. Additionally, the most fundamental activity that must occur over the life of the loan is the repayment of the debt. It is essential for servicers to make this process as simple as...