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Why Businesses Should Consider Adding eCash to Their Payment Offerings

Why Businesses Should Consider Adding eCash to Their Payment Offerings

All consumers prefer to pay in specific ways. While it’s common knowledge that consumers overwhelmingly prefer to pay electronically with debit and credit cards or ACH, some still favor or default to cash in certain situations.

Although it may seem simple and straightforward, accepting and managing cash can be a tricky and cumbersome process for businesses, requiring time and resources and often exposing businesses to risk and security issues.

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How Lenders Can Leverage Push Payments

How Lenders Can Leverage Push Payments

Merchant processing makes collecting on-time payments from borrowers easier and faster for consumer lenders. Consumer installment loans, typically provided by both the traditional storefront lenders and the newer online lending fintech companies, are attractive to borrowers for many reasons. 

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Why Communication Is Essential To A Better Borrower Experience

Why Communication Is Essential To A Better Borrower Experience

Timely payments from borrowers are vital to maintaining a healthy lending business. One way to increase payments is through an open and effective line of communication. No matter what type of loan you’re dealing with — car, personal or mortgage — lenders and borrowers should be able to easily communicate to ensure both sides remain in good financial standing. 

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How Lenders Can Improve Digital Payment Security

How Lenders Can Improve Digital Payment Security

Digital payment technology has made tremendous strides over the years, enabling anyone to receive or make payments from almost anywhere. Offering consumers digital payment options gives lenders a significant advantage but also opens the door to potential bad actors. Financial institutions store highly valuable information, making them the perfect targets for security breaches. As a result, security risks are rising, making it essential for lenders to implement safety measures that minimize these...

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Digital Wallets and Mobile Payments: Why Are They Important?

Digital Wallets and Mobile Payments: Why Are They Important?

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Driving Debit Card Adoption Can Decrease Delinquent Payments

Driving Debit Card Adoption Can Decrease Delinquent Payments

When you open your wallet to make a payment on a loan or bill, have you ever considered why you reached for a particular payment method? Whether you are trying to earn travel miles on a credit card or are being mindful of your budget with debit cards, we all have different reasons for making our payment choices.

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How Lenders Can Take Advantage of Tax Season

How Lenders Can Take Advantage of Tax Season

Most people dread tax season — a typically chaotic time of year when we scramble to get our documents organized in a timely and accurate manner. Some of us get them done early, while others wait until the last minute.

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Mobile Payments: Secure & Convenient

Mobile Payments: Secure & Convenient

Mobile payment technology and payments security is light-years ahead of just a few years ago. As scammers have found ways to take advantage of payment methods, mobile phones have stepped up to offer a more secure and convenient way to pay.

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Why Digital Banking Is Not Only Surviving But Thriving in 2020

Why Digital Banking Is Not Only Surviving But Thriving in 2020

Efforts to stem the spread of Covid-19 have forced consumers and businesses into workarounds for meeting basic needs — usually with significant help from pre-existing technologies. Banking is one example — and it’s likely, say experts, to remain substantially tech-enabled from now on as companies and their customers grow accustomed to the ease and convenience of digitized financial service.

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REPAY and Smarter Loans Discuss Trends in the Lending Industry

REPAY and Smarter Loans Discuss Trends in the Lending Industry

REPAY recently participated in an interview with Smarter Loans to discuss the latest digital transformation trends in the lending industry.

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